
Rewards on
HOME LOAN
✓ Low Interest Rates
✓ Minimal Documentation
✓ Safe & Secured Process


Safe and Secured
FINANCIAL SOLUTIONS
✓ Business Loan
✓ Personal Loan
✓ Loan Against Property
✓ Loan Against Shares & Securities
Quick Disbursement
About LAKSHMONEY
One-stop loan solution, tailored to your needs
At LAKSHMONEY, we specialize in meeting all your financial requirements, ranging from Home Loans, Loans against Property, Personal Loans, Business Loans, Balance Transfers, and more. Our commitment is to provide comprehensive financial solutions tailored to your needs. Lax Grow Fintech Pvt Ltd is established by a team of seasoned professionals and financial experts with over 20 years of experience in the industry. Our foundation rests on a wealth of knowledge and expertise, ensuring that we deliver top-notch services to our clients.

Mission & Vision
Our goal is to streamline the loan process, making it hassle-free for our customers and providing them with a seamless experience from start to finish.
- Minimize the processing costs
- Upholding the highest standards of integrity
- Build Trust for all your financial needs
Quick Loan Calculator
Calculator Information
The Equipment Finance Calculator calculates the type of repayment required, at the frequency requested, in respect of the loan parameters entered, namely amount, term and interest rate. The Product selected determines the default interest rate for personal loan product.The Equipment Finance Calculator also calculates the time saved to pay off the loan and the amount of interest saved based on an additional input from the customer. This is if repayments are increased by the entered amount of extra contribution per repayment period. This feature is only enabled for the products that support an extra repayment.The calculations are done at the repayment frequency entered, in respect of the original loan parameters entered, namely amount, annual interest rate and term in years.Calculator Assumptions
Length of Month
All months are assumed to be of equal length. In reality, many loans accrue on a daily basis leading to a varying number of days interest dependent on the number of days in the particular month.Number of Weeks or Fortnights in a Year
One year is assumed to contain exactly 52 weeks or 26 fortnights. This implicitly assumes that a year has 364 days rather than the actual 365 or 366.Rounding of Amount of Each Repayment
In practice, repayments are rounded to at least the nearer cent. However the calculator uses the unrounded repayment to derive the amount of interest payable at points along the graph and in total over the full term of the loan. This assumption allows for a smooth graph and equal repayment amounts. Note that the final repayment after the increase in repayment amount.Rounding of Time Saved
The time saved is presented as a number of years and months, fortnights or weeks, based on the repayment frequency selected. It assumes the potential partial last repayment when calculating the savings.Amount of Interest Saved
This amount can only be approximated from the amount of time saved and based on the original loan details.Calculator Disclaimer
The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change.Loan Calculator
**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
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Loan Services
Financial Solutions
Select the loan you want to apply for, and our team will get back to you shortly to assist in obtaining the best customized loan product.

On your home loan
Earn % Rewards & Referral Bonuses
Earn rewards by simply referring your near and dear ones to process their home Loan requirements from LAKSHMONEY. Rewards will be credited to your account after 45 days of Disbursal and all PDD’s (Post Disbursement Documents) provided.
We at LAKSHMONEY, help our customers to reduce the burden of processing fees and other charges.
Work Process
How It Works
Schedule a meeting with one of our experienced loan processing expert, who will help you to get the best loan-product customized for you.
Our team will submit the documents to the bank and follow it up till the loan is disbursed to you.